Perhaps, though, he was not so provident as his sire had been; or perhaps, in a financial way, he had in his latter years more than his share of bad luck. Anyhow, after a while he began to go downhill financially, which is another way of saying he got into debt. Piece by piece he sold off strips of the fertile creek lands his father had cleared. There came a day when he owned only the house, standing in its grove of honey locusts, and the twenty acres surrounding it; and the title to those remaining possessions was lapped and overlapped by mortgages.
It is the rule of this merry little planet of ours that some must go up while others go down. Otherwise there would be no room at the top for those who climb. Mr. Herman Felsburg was one who steadily went up. When first I knew him he was rated among the wealthy men of our town. By local standards of those days he was rich very rich. To me, then, it seemed that always he must have been rich. But here Judge Priest undeceived me.
When Mr. Felsburg, after four years of honourable service as a private soldier in the army of the late Southern Confederacy, came back with the straggling handful that was left of Company B to the place where he had enlisted, he owned of this worlds goods just the rags he stood in, plus a canny brain, a provident and saving instinct, and a natural aptitude for barter and trade.
Somewhere, somehow, he scraped together a meagre capital of a few dollars, and with this he opened a tiny cheap-John shop down on Market Square, where he sold gimcracks to darkies and poor whites. He prospered it was inevitable that he should prosper. He took unto himself a wife of his own people; and between periods of bearing him children she helped him to save. He brought his younger brother, Ike, over from the old country and made Ike a full partner with him in his growing business.
Long before those of my own generation were born the little store down on Market Square was a reminiscence. Two blocks uptown, on the busiest corner in town, stood Felsburg Brothers Oak Hall Clothing Emporium, then, as now, the largest and the most enterprising merchandising establishment in our end of the state. If you could not find it at Felsburg Brothers you simply could not find it anywhere that was all. It was more than a store; it was an institution, like the courthouse and the county-fair grounds.
The multitudinous affairs of the industry he had founded did not engage the energies of the busy little man with the funny legs to the exclusion of other things. As the saying goes, he branched out. He didnt speculate he was too conservative for that; but where there seemed a chance to invest an honest dollar with a reasonable degree of certainty of getting back, say, a dollar-ten in due time, he invested. Some people called it luck, which is what some people always call it when it turns out so; but, whether it was luck or just foresight, whatsoever he touched seemed bound to flourish and beget dividends.
Eventually, as befitting one who had risen to be a commanding figure in the commercial affairs of the community, Mr. Felsburg became an active factor in its financial affairs. As a stockholder, the Commonwealth Bank welcomed him to its hospitable midst. Soon it saw its way clear to making him a director and vice president. There was promise of profit in the use of his name. Printed on the letterheads, it gave added solidity and added substantiality to the banks roster. People liked him too. Behind his short round back they might gibe at the shape of his legs, and laugh at his ways of butchering up the English language and twisting up the metaphors with which he besprinkled his everyday walk and conversation; but, all the same, they liked him.
So, in his orbit Mr. Herman Felsburg went up and up to the very peaks of prominence; and while he did this, that other man I have mentioned Thomas Albritton went down and down until he descended to the very bottom of things.
In the fullness of time the lines of these two crossed, for it was at the Commonwealth Bank that Albritton negotiated the first and, later, the second of his loans upon his homestead. Indeed, it was Mr. Felsburg who both times insisted that Albritton be permitted to borrow, even though, when the matter of making the second mortgage came up, another director, who specialised in county property, pointed out that, to begin with, Albritton wasnt doing very well; and that, in the second place, the amount of his indebtedness already was as much and very possibly more than as much as the farm would bring at forced sale.
Even though the bank bought it in to protect itself and in his gloomy minds eye this director foresaw such a contingency it might mean a cash loss; but Mr. Felsburg stood pat; and, against the judgment of his associates, he had his way about it. Subsequently, when Mr. Felsburg himself offered to relieve the bank of all possibility of an ultimate deficit by buying Albrittons paper, the rest of the board felt relieved. Practically by acclamation he was permitted to do so.
Of this, however, the borrower knew nothing at all, Mr. Felsburg having made it a condition that his purchase should be a private transaction. So far as the borrowers knowledge went, he owed principal and interest to the bank. There was no reason why Albritton should suspect that Mr. Herman Felsburg took any interest, selfish or otherwise, in his affairs, or that Mr. Felsburg entertained covetous designs upon his possessions. Mr. Felsburg wasnt a money lender. He was a clothing merchant. And Albritton wasnt a business man his present condition, stripped as he was of most of his inheritance, and with the remaining portion heavily encumbered, gave ample proof of that.
Besides, the two men scarcely knew each other. Albritton was an occasional customer at the Oak Hall. But, for the matter of that, so was nearly everybody else in Red Gravel County; and when he came in to make a purchase it was never the senior member of the firm but always one of the clerks who served him. At such times Mr. Felsburg, from the back part of the store, would watch Mr. Albritton steadily. He never approached him, never offered to speak to him; but he watched him.
One day, not so very long after the date when Mr. Felsburg privately took over the mortgages on the Albritton place, Albritton drove in with a load of tobacco for the Buckner & Keys Warehouse; and, leaving his team and loaded wagon outside, he went into the Oak Hall to buy something. Adolph Dreifus, one of the salesmen, waited on him as he often had before.
The owners of the establishment were at the moment engaged in conference in the rear of the store. Mr. Ike Felsburg was urging, with all the eloquence at his command, the advisability of adding a line of trunks and suit cases to the stock a venture which he personally strongly favoured when he became aware that his brother was not heeding what he had to say. Instead of heeding, Mr. Herman was peering along a vista of counters and garment racks to where Adolph Dreifus stood on one side of a show case and Tom Albritton stood on the other. There was a queer expression on Mr. Felsburgs face. His eyes were squinted and his tongue licked at his lower lip.
Hermy, said the younger man, irritated that his brothers attention should go wandering afar while a subject of such importance was under discussion, Hermy, would you please be so good as to listen to me what I am saying to you?
There was no answer. Mr. Herman continued to stare straight ahead. Mr. Ike raised his voice impatiently:
Hermy!
The older man turned on him with such suddenness that Mr. Ike almost slipped off the stool upon which he was perched.
Whats the idea yelling in my ear like a graven image? demanded Mr. Herman angrily. Do you think maybe I am deef or something?
Hermy!
The older man turned on him with such suddenness that Mr. Ike almost slipped off the stool upon which he was perched.
Whats the idea yelling in my ear like a graven image? demanded Mr. Herman angrily. Do you think maybe I am deef or something?
But, Hermy, complained Mr. Ike, you aint listening at all. Twice now I have to call you; in fact, three times.
Is that so? said Mr. Herman with elaborate sarcasm. I suppose you think I got nothing whatever at all to do except I should listen to you? If I should spend all my time listening to you where would this here Oak Hall Clothing Emporium be? I should like to ask you that. Gabble, gabble, gabble all day long that is you! Me, I dont talk so much; but I do some thinking.
But this is important, what I am trying to tell you, Hermy. Why should you be watching yonder, with a look on your face like as if you would like to bite somebody? Adolph Dreifus aint so dumb in the head but what he could sell a pair of suspenders or something without your glaring at him every move what he makes.
Did I say I was looking at Adolph Dreifus? asked Mr. Herman truculently.
Well, then, if you aint looking at Adolph, why should you look so hard at that Albritton fellow? He dont owe us any money, so far as I know. For what he gets he pays cash, else we positively wouldnt let him have the goods. Ive seen you acting like this before, Hermy. Every time that Albritton comes in this place you drop whatever you are doing and hang round and hang round, watching him. I noticed it before; and I should like to ask
Mister Ikey Felsburg, said Mr. Herman slowly, if you could mind your own business I should possibly be able to mind mine. Remember this, if you please I look at who I please. You are too nosey and you talk too damn much with your mouth! I am older than what you are; and I tell you this a talking jaw gathers no moss. Also, I would like to know, do my eyes belong to me or do they maybe belong to you, and you have just loaned em to me for a temporary accommodation?
But, Hermy
Ike, shut up!
And Mr. Ike, warned by the tone in his brothers voice, shut up.
One afternoon, perhaps six months after this passage between the two partners, Mr. Herman crossed the street from the Oak Hall to the Commonwealth Bank to make a deposit.
Through his wicket window Herb Kivil, the cashier, spoke to him, lowering his voice: Oh, Mr. Felsburg; you remember that Albritton matter you were speaking to me about week before last?
Mr. Felsburg nodded.
Well, the last interest payment is more than a month overdue now; and, on top of that, Albritton still owes the payment that was due three months before that. Theres not a chance in the world of his being able to pay up. He practically admitted as much when he was in here last, asking for more time. So Ive followed your instructions in the matter.