Various
The Mirror of Literature, Amusement, and Instruction / Volume 10, No. 277, October 13, 1827
THE PALACE AT STOCKHOLM
Debts of fashion, or those contracted in high life, are usually the most unjust, probably the result of honesty being more a virtue of necessity than of choice, and of the disgraceful system of imposing on the extravagant and wealthy. Experience, it is granted, is a treasure which fools must purchase at a high price; but however largely we may hold possession of that commodity, it will not excuse that scheme of bare-weight honesty, which some are apt to make the standard of their dealings with the rich. A man of family, partly from indiscretion, and from various other causes, becomes embarrassed; the clamours of his creditors soon magnify his luxuries, but not a word is said about their innumerable extortions, in the shape of commissions, percentages, and other licensed modifications of cheatery, nor are they reckoned to the advantage of the debtor. These may be practices of experience, custom, and money-getting, but they are not rules of conscience. In truth, there is not a more painful scene than the ruin of a young man of family. There is so much vice and unprincipled waste opposed to indignant and rapacious clamour, often accompanied with idle jests. Here again is food for the vitiated appetites of scandalmongers, and that miserable but numerous portion of mankind, who rejoice at the fall of a superior. The name of debtor is an odium which a proud spirit can but ill support; cunning and avarice come in a thousand shapes, not to retrieve lost credit, but to swell the list of embarrassments;friends have fled at the approach of the crisis, and associates appear but to pluck the poor victim of the wrecks of his fortune! Absenteeism, the curse of England, is the only alternative of wretched and humiliating imprisonment. An entire change of habit ensues: ease and elegance of manners dwindle into coldness and neglect, liberality to meanness, and good-natured simplicity to chicanery and cunning. In society, too, how changed; once the gay table companion, full of gallantry and wit, now solitary and dejected, with the weeds of discomfort and despair rankling around his heart. If fortune ever enable him to regenerate from such obscurity, perhaps custom may have habituated him to privation till the return of comfort serves little more than to awaken recollections of past error or obligation, and to embitter future enjoyment. Such a change may, however, empower him to adjust his conscience with men, of all satisfaction the most valuable; notwithstanding that the world is readier to exaggerate error, than recognise such sterling principle. It is alike obvious, that men who are under the stigma of debt, do not enjoy that ease which they are commonly thought to possess. The horrors of dependance, in all its afflicting shapes, are known to visit them hourly, although in some instances, buoyancy of spirits, and affected gaiety may enable them to appear happy; and ofttimes would they be awakened to a sense of these fallacies, and thus become reformed, were it not for the rigour of persecution, which renders them reckless of all that may ensue, and callous to the honourable distinctions of man. This of a truth, is tampering with human weakness, and is too often known to prove the upshot of industry, by sacrificing principle to vindictive passion.